Please note that I was compensated by Upromise for the content in this post. However, all opinions expressed below are my own, based on my personal experience with Upromise. Any requests for personal information are not associated with Upromise, nor will any information collected be used or maintained by Upromise.
Plan and Save with Upromise
When it comes to saving money, there are a ton of ideas and strategies to consider! But when it comes to important purchases, like for college or holiday shopping, I want to keep it easy. What if you could save money all year long on purchases you’re already making? You definitely would have my attention! So let me tell you how I plan and save with Upromise®.
Upromise® by Sallie Mae® is free to join, and simple to use. It’s also a smart way to earn cash. Just by shopping online, going out to eat, booking travel, and more you can start saving for your future– college, retirement, student loans, babies, weddings and more!
Once you set up your free account, you can start saving. It really is that easy.
But what really got me excited about the program was when you shop with the Upromise MasterCard, you can earn even more from those same purchases!
With the Upromise MasterCard, you can earn up to 10% cash back for college: up to 5% when you make eligible purchases through Upromise.com, PLUS an additional 5% when you pay for those purchases with the Upromise MasterCard. You can also earn 2% on department store and movie theater purchases and 1% on all other purchases made with the Upromise MasterCard. To date, cardmembers have combined to earn $500 million in cash back!
So how do I use the Upromise program with the Upromise MasterCard to help me plan and save for the holidays? Easy! I use the printable below every year to keep track of who I need to shop for and what gifts I buy for them. It includes their name, gift ideas, budget amount, how much I actually spent, and even if I need to wrap and mail it!2016-christmas-budget-and-gift-log
Click here to download your free copy
Next, I shop year round, combining my Upromise account with the Upromise MasterCard. I shop online at my favorite retailers, when I shop at the grocery store, and even when I go out to eat! Then, usually in September, I will request my savings to be sent to me via check. And then I have my holiday shopping budget!
Even if you’re saving for a different type of purchase, you can still combine these ways to plan and save with Upromise.
The other benefits for using the Upromise MasterCard:
- $25 Cash Back Bonus after first eligible use of the card within 90 days
- No limit to the total cash back you can earn on eligible purchases
- $0 fraud liability on unauthorized transactions
- No rotating reward categories
- A chip card makes paying for your purchases more secure at chip card terminals in the U.S. and abroad
- Complimentary FICO® Credit Score
No matter whether you’re saving for college, paying back student loans of your own, or working towards a larger goal like a holiday budget, Upromise and the Upromise MasterCard can help you to plan and save.
Another way to use the program, especially if you are looking for long range savings is to allocate a percentage of your earnings to be applied towards college for your little ones.
You can easily handle your account from within the dashboard.
Messages are handled in a secure dashboard for security. A reminder to never click on a link received in an email. Always log into your accounts, especially banking related and if it is an email from them, it will be in your message center.
And help is always just a phone call or email away.
Are you ready to start not only saving money but earning some for the future? You can learn more about them by going to the Upromise and get started today!